The ‘One Big Beautiful Bill’ is nearly 900 pages, chock full of provisions that could boost the finances of millions of everyday Americans. But who has time to read it or wants to spend their summer days pouring over it?
Probably not many of us.
USA TODAY’s got you covered. Here are some of the bill’s tax and spending highlights most Americans want to know about and when they start and finish, if they do. Some provisions are permanent.
We cover everything from no tax on overtime and tips, auto loan interest deductions, senior deductions, Trump accounts, charitable contributions to the child tax credit, 529 expansion, tax brackets, standard deductions and state and local property taxes (SALT).
Our version is much smaller than 870 pages.
When key provisions will start in Trump’s new tax and spending law
Some of the provisions in the law essentially start at the beginning of 2025. Others don’t begin until 2026. Some begin this year, but only last through 2029. Here are all the provisions that could affect your finances in the coming weeks and months: